Payment Method

The Surge credit card is a product of the Continental Finance Company and offers this credit card in partnership with Celtic Bank, a popular lender in the United States. CFC is the leading distributor and issuer of credit cards in the United States, offering many types of credit cards with less than perfect credit ratings.Surge-Credit-CardThe Surge credit card is a secure card operated by Continental Finance and issued by Celtic Bank. It is ideal for people with bad credit or no credit. The card comes with an annual fee and a minimum credit limit of $300, which can be increased in six months.

Payment Method For Surge Credit Card

You can pay your Surge Credit Card online by calling (866) 513-4598. Mail in your payment as well. Specifically, Surge credit card payment methods are as follows:

Online: If you want to pay online, register for the online banking service. You can also get online bank statements and view important information about your Surge credit card.

By phone: The Surge credit card account can also be paid by calling (866) 513-4598. Phone payments can be made Monday through Friday from 7:00 am to 10:00 pm ET and Saturday from 8:00 am to 4:00 pm ET.

By mail: You can also send payments by mail using a surge card. Send a check along with the monthly statement payment coupon to:

Surge Card

P.O. Box 6812

Carol Stream, IL 60197-6812

Fees & charges:

  • The APR for purchases is 24.99% – 29.99% variable.
  • Cash advances have an ARR between 24.99% and 29.99%. We charge $5.00 or 5% of each cash advance.
  • Annual fees range from $75.00 to $99.00 for the first year and $99.00 per year.
  • International transaction fees range from 0% to 3% of each US dollar transaction.
  • As much as $40 can be added to late payments and refunds. It’s $29 if no harm was caused in the last six billing cycles.